What We Do

What We Do

Employee Benefits

The Spectrum Insurance Group is an independent employee benefits planning firm offering solutions that are completely customized for your organization. We look out for your best interest by giving you the opportunity to choose from a broad spectrum of insurance products. These include healthcare delivery systems and insurance carriers tailor-made to fit your needs.

We are also an authorized broker for the Maryland, DC, and Federal health insurance exchanges.

As an independent benefits planning firm, The Spectrum Insurance Group maintains contractual relationships with the top-rated insurance and healthcare companies in the country.

We offer the following:

  • Group Major Medical
  • Integrated Multi-Option Plans
  • Self-Insured (ASO) Arrangements
  • Partially Self-Funded
  • Fully Insured
  • Section 125 Flexible Benefit “Cafeteria” Plans
  • Group Life & Disability Plans
  • Dental Plans
  • Vision Care Plans
  • Long-Term Care Plans
  • Voluntary Employee-Paid Benefits
  • Employee Assistance Programs (EAP)
  • Benefit Plans for International Employees
  • 401(k) Plans & Other Retirement Plans
  • Executive Benefit Planning
  • Non-Qualified Deferral Compensation Plans
  • Executive Carve-Out Plans
  • Keyman Life Insurance

The rising cost of Health insurance has everyone scrambling for cover. The Spectrum Insurance Group can handle all kinds of plans from startup to the largest group plans.

We can also handle your personal insurance needs. As a Maryland independent broker, we represent the best insurance carriers in the country offering the best products in Life Insurance, Disability Insurance, Long Term Care and Annuities. We can find you the best value for Term Life Insurance available in the United States.

Please contact our office directly for a consultation today.